At Hertz UAE, our rental agreements don’t just protect our vehicles, they protect our customers too. That’s why we offer Personal Accident Insurance as an optional extra as part of our premium product range. Personal Accident Insurance (or PAI) covers medical costs and accidental death, giving the customer peace of mind and financial security in the event of an accident. PAI is not obligatory, but we strongly recommend that customers consider including this cost-effective extra to their rental agreement.

PAI provides drivers and their passengers cover for personal injury while in the vehicle, up to a maximum of AED 200,000.

Below is the summary of the coverages offered under PAI:

  • Death or permanent total disablement – Dhs.200,000/-
  • Total and irrecoverable loss of sight in both eyes – Dhs.200,000/-
  • Total loss by physical severance at or above wrist or ankle of both hands or both feet, or of one hand together with one foot – Dhs.200,000/-
  • Total loss by physical severance at or above wrist or ankle of one hand or one foot, together with the total, irrecoverable loss of all sight in one eye – Dhs.200,000/-
  • Total and irrecoverable loss of all sight in one eye – Dhs.100,000/-
  • Total loss by physical severance at or above the wrist or ankle of one hand or one foot – Dhs.100,000/-
  • Permanent partial disablement – not mentioned above – As per percentage disability certified by the prescribed Medical Authority, calculated on 100% capital sum insured (Dhs.200,000)
  • Temporary total disablement which prevents the injured person from engaging in any occupation for –

Exclusions include:

  • Intentional self-injury / attempted suicide, physical / mental defect, or infirmity
  • An accident happening while the driver person is under the influence of intoxicating liquor or drugs
  • The number of passengers (including the driver) should not exceed the seating capacity as stated in the schedule of the policy at the time of the accident.
  • Diya Money (blood money) will be decided by a court of law based on the incident.

Cost of opting for SCDW & PAI depends on the duration of the contract. Please enquire at the counter for more information.